deva-guru-acyute - unto the demigods, the spiritual master and Lord Viṣṇu; bhaktiḥ - engagement in devotional service; tri-varga - of the three principles of pious life (religion, economic development and sense gratification); paripoṣaṇam - execution; āstikyam - faith in the scriptures, the spiritual master and the Supreme Lord; udyamaḥ - active; nityam - without cessation, continuously; naipuṇyam - expertise; vaiśya-lakṣaṇam - the symptoms of a vaiśya.

Being always devoted to the demigods, the spiritual master and the Supreme Lord, Viṣṇu; endeavoring for advancement in religious principles, economic development and sense gratification [dharma, artha and kāma]; believing in the words of the spiritual master and scripture; and always endeavoring with expertise in earning money — these are the symptoms of the vaiśya.