na - not; kutaścit - from anywhere; bhayam - fear; tasya - of him; vidyām - this mystical prayer; dhārayataḥ - employing; bhavet - may appear; rāja - from the government; dasyu - from rogues and thieves; graha-ādibhyaḥ - from demons and so on; vyādhi-ādibhyaḥ - from diseases and so on; ca - also; karhicit - at any time.

This prayer, Nārāyaṇa-kavaca, constitutes subtle knowledge transcendentally connected with Nārāyaṇa. One who employs this prayer is never disturbed or put in danger by the government, by plunderers, by evil demons or by any type of disease.