ārta - distressed; artha-arthī - desirous of money; dui - two persons; sakāma-bhitare - in the division of material activities; gaṇi - we consider; jijñāsu - inquisitive; jñānī - pursuing knowledge; dui - two; mokṣa-kāma - transcendentalists pursuing spiritual knowledge for liberation; māni - I consider.

“Materialistic devotees take to devotional service and worship Kṛṣṇa when they are distressed or in need of money. Those who are actually inquisitive to understand the supreme source of everything and those who are in search of knowledge are called transcendentalists, for they desire liberation from all material contamination.