devarṣi-pitṛ-bhūtāni
jñātīn bandhūmś ca bhāginaḥ
asaṁvibhajya cātmānaṁ
yakṣa-vittaḥ pataty adhaḥ
deva - the demigods; ṛṣi - sages; pitṛ - departed forefathers; bhūtāni - and living entities in general; jñātīn - one's immediate relatives; bandhūn - extended family; ca - and; bhāginaḥ - to the shareholders; asaṁvibhajya - not distributing; ca - and; ātmānam - to oneself; yakṣa-vittaḥ - whose wealth is simply like that of a Yakṣa; patati - he falls; adhaḥ - down.
One who does not share his wealth with the above-mentioned authorized persons and does not even enjoy the wealth himself will certainly suffer unlimited problems in life.