'nÄra'-Å›abde kahe sarva jÄ«vera nicaya
'ayana'-Å›abdete kahe tÄhÄra ÄÅ›raya
nÄra-Å›abde - by the word nÄra; kahe - one means; sarva jÄ«vera - of all living entities; nicaya - the assemblage; ayana-Å›abdete - by the word ayana; kahe - one means; tÄhÄra - of them; ÄÅ›raya - the refuge.
