annam -- food; hi -- indeed; praninam -- of living entities; pranah -- the very life; artanam -- of those who are distressed; saranam -- the shelter; tu -- and; aham -- I; dharmah -- religion; vittam -- the wealth; nrinam -- of men; pretya -- when they have passed away from this world; santah -- the devotees; arvak -- of going downward; bibhyatah -- for those who are fearful; aranam -- the refuge.

Just as food is the life of all creatures, just as I am the ultimate shelter for the distressed, and just as religion is the wealth of those who are passing away from this world, so My devotees are the only refuge of persons fearful of falling into a miserable condition of life.