arthasya sādhane siddhe
utkarṣe rakṣaṇe vyaye
nāśopabhoga āyāsas
trāsaś cintā bhramo nṛṇām
arthaysa -- of wealth; sadhane -- in the earning; siddhe -- in the attainment; utkarshe -- in the increasing; rakshane -- in the protecting; vyaye -- in the expending; nasa -- in the loss; upabhoge -- and in the enjoyment; ayasah -- labor; trasah -- fear; cinta -- anxiety; bhramah -- confusion; nrinam -- for men.