rinaih -- with debts; tribhih -- three; dvi-jah -- a member of the twice-born classes; jatah -- is born; deva -- to the demigods; rishi -- sages; pitrinam -- and forefathers; prabho -- O master (Vasudeva); yajna -- by sacrifice; adhyayana -- study of scripture; putraih -- and (begetting) children; tani -- these (debts); anistirya -- not liquidating; tyajan -- leaving (his body); patet -- he falls down.

Dear Prabhu, a member of the twice-born classes is born with three kinds of debts -- those owed to the demigods, to the sages and to his forefathers. If he leaves his body without first liquidating these debts by performing sacrifice, studying the scriptures and begetting children, he will fall down into a hellish condition.