gādha-vāri-carās tāpam
avindañ charad-arka-jam
yathā daridraḥ kṛpaṇaḥ
kuṭumby avijitendriyaḥ
gadha-vari-carah -- those who were moving in shallow water; tapam -- suffering; avindan -- experienced; sarat-arka-jam -- due to the sun in the autumn season; yatha -- as; daridrah -- a poor person; kripanah -- miserly; kutumbi -- absorbed in family life; avijita-indriyah -- who has not controlled the senses.
Although, as described in the previous verse, unintelligent fish are not aware of the diminishing water, one may think these fish are still happy according to the old proverb "Ignorance is bliss." But even the ignorant fish are scorched by the autumn sun. Similarly, although an attached family man may consider his ignorance of spiritual life blissful, he is constantly disturbed by the problems of family life, and, indeed, his uncontrolled senses lead him into a situation of unrelieved anguish.