rÄjataÅ› caurataḥ Å›atroḥ
sva-janÄt paÅ›u-paká¹£itaḥ
arthibhyaḥ kÄlataḥ svasmÄn
nityaá¹ prÄṇÄrthavad bhayam
rÄjataḥ - from the government; caurataḥ - from thieves and rogues; Å›atroḥ - from enemies; sva-janÄt - from relatives; paÅ›u-paká¹£itaḥ - from animals and birds; arthibhyaḥ - from beggars and persons seeking charity; kÄlataḥ - from the time factor; svasmÄt - as well as from one's self; nityam - always; prÄṇa-artha-vat - for one who has life or money; bhayam - fear.
The word svasmÄt means “from one’s self.†Because of attachment for money, the richest person is even afraid of himself. He fears that he may have locked his money in an unsafe manner or might have committed some mistake. Aside from the government and its income tax and aside from thieves, even a rich man’s own relatives are always thinking of how to take advantage of him and take away his money. Sometimes these relatives are described as sva- janaka-dasyu, which means “rogues and thieves in the guise of relatives.†Therefore, there is no need to accumulate wealth or unnecessarily endeavor for more and more money. The real business of life is to ask “Who am I?†and to understand one’s self. One should understand the position of the living entity in this material world and understand how to return home, back to Godhead.