drumeṣu raṁsyan suta-dāra-vatsalo
vyavāya-dīno vivaśaḥ sva-bandhane
kvacit pramādād giri-kandare patan
vallīṁ gṛhītvā gaja-bhīta āsthitaḥ
drumeṣu - in the trees (or in houses standing like trees in which monkeys jump from one branch to another); raṁsyan - enjoying; suta-dāra-vatsalaḥ - being attached to the children and wife; vyavāya-dīnaḥ - who is poor-hearted because of acting on the platform of sex desire; vivaśaḥ - unable to give up; sva-bandhane - in bondage to the reactions of one's own activities; kvacit - sometimes; pramādāt - from fear of imminent death; giri-kandare - in a cave in a mountain; patan - falling down; vallīm - the branches of a creeper; gṛhītvā - capturing; gaja-bhītaḥ - being afraid of the elephant of death; āsthitaḥ - remains in that position.
The precarious condition of a householder’s life is described herein. A householder’s life is full of misery, and the only attraction is sex with the wife who kicks him during sexual intercourse, just as the she-ass does her mate. Due to continuous sex life, he falls victim to many incurable diseases. At that time, being afraid of death, which is like an elephant, he remains hanging from the twigs and branches of the tree, just like a monkey.