saubhāgya-tilaka cāru-lalāṭe ujjvala
prema-vaicittya — ratna, hṛdaya — tarala
saubhāgya-tilaka - the tilaka of good fortune; cāru - beautiful; lalāṭe - on the forehead; ujjvala - brilliant; prema - of love of Godhead; vaicittya - diversity; ratna - the jewel; hṛdaya - the heart; tarala - the locket.