'sāmānya' sad-ācāra, āra 'vaiṣṇava'-ācāra
kartavyākartavya saba 'smārta' vyavahāra
sāmānya - general; sat-ācāra - good behavior; āra - and; vaiṣṇava - of devotees of Lord Viṣṇu; ācāra - etiquette; kartavya-akartavya - things which are to be done and which are not to be done; saba - all; smārta - connected with regulative principles; vyavahāra - business.